Archive for September, 2008

posted by Success on Sep 30

REST AND SLEEP.

All the parts of the human body work together, although each one has its especial part to do. The stomach must have a time to rest between meals. The other parts of the body require rest, too. This they usually get while we are asleep. We must not be neglectful and fail to give them enough rest, or they will soon get worn out and give us trouble.

Sometimes, when people are not well or are all tired out, they find they cannot sleep well at night. There are a number of little things that can be done to induce sleep. A warm bath before retiring, followed by a gentle massage, especially along the spine, often will, by relaxing the nerves and muscles, produce very good results. A hot foot bath, which draws the blood away from the brain, frequently will be found beneficial. A glass of hot milk or cocoa, taken just before retiring, often will have the same effect. If the sleeplessness is a result of indigestion, a plain diet will relieve. Sleeping upon a hard bed without any pillow sometimes produces the desired effect. Always have plenty of fresh air in the room. Keep the mind free from the cares of the day. If they will intrude, crowd them out by repeating something else some soothing sentence or bit of poetry. One good plan is to close the left nostril by pressing on it with the finger, then take four deep breaths through the right nostril. Then close the right nostril and take four deep breaths through the left one. Repeat this about four times. Then breathe slowly through both nostrils, but count your breaths. You seldom will count very many. Never take any sleeping powders or tablets except upon the advice of a physician, for they usually contain drugs that will injure the heart.

You will find that you will meet a number of men who are nervous, which means they have not control of their nerves, but let them run away with them. Sometimes this is shown in palpitation of the heart, headache, backache, and many other disorders. There may be a tendency to cry at trivial things, or a feeling of having “the blues.” The cause usually can be found in uncongenial surroundings or occupation, loss of friends, or real or fancied troubles. Whatever the cause, it should be removed, if possible, and measures taken to restore the worn out nerves that are crying for rest or food. Tonics help, so does nourishing food, such as eggs and milk; also a change of scene and occupation, if possible. A man who is nervous frequently does not realize what is the cause of his condition, and considers only the symptoms. So when he has a headache, resorts to medicine. In taking these she only is deadening the pain and not removing the cause, so the pain is liable to return.

posted by Success on Sep 30

money Saving Tips: Getting Through The Day

Today, the majority of us spend much more than we need to on essentially
useless items. Items that seen inexpensive and insignificant at the time
can quite quickly add up to large sums of money when placed over the long
term. In this article, we will look at ways to cut costs without having
to deny yourself completely of those small treats you allow yourself
throughout the day.

Most of us likely start our day off with coffee. When consumed at home
this isn?t a problem however, the majority of us will stop off at a local
coffee shop on our way to work. For many professionals this is a ritual
for starting and getting through the day.

Although delicious, specialty coffees bought from the large chains can
cost anywhere from 3-5 dollars per day. When multiplied over the space of
a year, this can result in expenditure anywhere between 1000-1600
dollars. This money could be put too much better use. If there is no way
on earth you can fathom the idea of going without your morning coffee
then the good news is, you don?t have to. Make time for yourself in the
morning to brew your own coffee. You might even save a large cup or two
from one of the coffee retailers. Place your home brewed coffee in this
and you will hardly notice the difference. Brewing your own coffee will
cost you a fraction over the year than purchasing specialty drinks from
retailers.

Chances are your place of work has a cafeteria for you to eat in.
Although this food is much more economical that eating out for lunch,
choosing to dine in them everyday can soon add up to serious money spent.
The average cafeteria lunch costs about 5 dollars per day. If you
consider 250 workdays exist in a calendar year, your are looking at an
expenditure of 1250 dollars. Again, this money could be put too much
better use.

While it is true that a good lunch is needed, you can save a substantial
amount of money by taking your own lunch in. for approximately one tenth
the cost of your cafeteria food, you could prepare a good lunch for
yourself. It takes only minutes to prepare and will likely be a much
healthier option as well.

Of course, we all are entitled to treat ourselves every now and again. It
is when the treats are purchased on a daily basis that they start to
become costly. By eliminating some of these expenditures and preparing
items yourself, you could realize substantial savings at the end of the
year.

posted by Success on Sep 26

61 STEPS TO REDUCE TENSION

1, Identify the real cause of stress.

2, Events causing stress should be noted down and analyse it once in a month.

3, Your reactions to each stressful events should be recollected and compared with one another.

4, Should not give immediate responce to stressful event ,always take little time to think.

5, If any tension comes ask your inner man(Mind)for a solution,he is more intelligent than you.

6, Past is past always concentrate on future events and gather courage and willpower.

7, Neednot bother about your loss,but findout the reason for it and try to solve it.

8, Face all situations with confidence.

9, Keep faith in god and worship him.

10,Always hope for the best.

11,Always keep a positive approach.

12,Before doing any thing plan a solution to face a negative situation.

13,Should not live only for money.

14,Help the poor people .

15,Visit the sick people and give them moral support.

16,Whenever you are tensed take a deep breath and relax.

17,If you are tensed countdown from 100 to 1.

18,If any stress comes look at the beautiful picture kept on the wall.

19,Keep some flowers in the room and have a look.

20,Practise breathing exercises regularly.

21,Keep little time for yoga and meditation.

22,Aromatherapy is good to relax the mind.

23,If you are tensed make a surprise call to your old friend.

24,When you are tensed think about others who suffer from more serious problems.

25,Keep close contact with your family and share the problems with them.

26,Go for pleasure trips with the family members.

27,Avoid sedentary life,always mingle with others.

28Always approach others with a smile.

29,Laughing and sharing jokes with others will make you relaxed.

30,When you are tensed visit your close friend or relative.

31,If any stressful event comes discuss it with your intimate friend.

32,Spend little time with your kids and join their plays.

33,If you get time go for a healthy discussion on any interesting topic.

34,Always approach the people in a polite manner.

35,Maximun attempt should be made to reduce enemies.

36,Keep a regular routine for your activities.

37,Never postpone the works.

38,Sound sleep is very essential to relax your mind and body.

39,Always prefer room with fresh air.

40,Getup early in the morning.

41,After waking have a nice bath with your favourite shampoo.

42,Use some perfumes and room freshners you like.

43,Have a relaxing body massage.

44,Personal hygiene should be maintained.

45,Your health problems should be discussed with the doctor and follow his instructions.

46,Make a habit of cleaning the home and surroundings.

47,Keep sexual relations with only one partner.

48,Morning and evening walk is good to relax.

49Afternoon sleep is good but should not be a deep sleep with snoring.

50,Listen good music and go for a movie with your intimate friend.

51,Reading interesting books can reduce tension.

52,Gardening is a useful method to relax.

53,Spend little time with pet animals.

54,Engage in some games.

55,Keep some time to engage in your hobbies.

56,When you get time write some literal things like articles,poems and stories.

57,Keep a regular timing for food.

58,Take plenty of fruits and vegetables.

59,Prepare your favourite meal and have it with your family.

60,Having food from restaurants may give you a good mood.

61,Excess of drinking and smoking should be avoided.

posted by Success on Sep 25

money Saving Tips: Get It In The Bank

It is true, that by changing habits and being frugal, one can reduce
their costs by quite a wide margin. However, it is also important to see
the bank balance start to grow. Saving money seems to be very difficult
for many people. They either lack the discipline or simply don?t realize
where there money is going. In this article, we will discuss some money
saving tips to help you get your bank balance up giving you some security
for a rainy day.

Many of us, when we get paid have our salaries already spent. We either
overspent the week before or we have seen something we just have to have.
A great money saving tip is to take a small, comfortable amount of money
out of your account and set it aside somewhere out of site. You should
definitely know where to find it should it be needed but by placing it
out of site, it will be out of mind. For this money saving tip to work
you should only take small amounts. There isn?t any point to taking more
than you should to only have to spend it later. Remember, even a 10
dollar a week savings adds up to 520 over the course of a year.

Another money saving tip is to check into high interest savings accounts.
Many banks have these and pay up to 12% interest. In order for this money
saving tip to work you need to be aware of the account terms and
conditions. To get the high interest, you usually have to leave the money
in the account for a minimum period of time, sometimes 1-2 years. It is
essential that you use money that you know you can afford to part with
for this duration. You may also have to make minimum monthly deposits to
receive the high interest. Make sure you are aware of all terms and
conditions or this money saving tip can quickly become a false economy.

It may not seem worth it to save tiny amounts here and there. Remember,
even tiny amounts will start to add up. After a significant length of
time you could find that these money saving tips have paid off and you
have a fairly large amount of money to your name.

posted by Success on Sep 22

PREPARING FOR OLD AGE.

Socrates was once asked by a pupil, this question: “What kind of people shall we be when we reach Elysium?”

And the answer was this: “We shall be the same kind of people that we were here.”

If there is a life after this, we are preparing for it now, just as I am today preparing for my life tomorrow.

What kind of a man shall I be tomorrow? Oh, about the same kind of a man that I am now. The kind of a man that I shall be next month depends upon the kind of a man that I have been this month.

If I am miserable today, it is not within the round of probabilities that I shall be supremely happy tomorrow. Heaven is a habit. And if we are going to Heaven we would better be getting used to it.

Life is a preparation for the future; and the best preparation for the future is to live as if there were none.

We are preparing all the time for old age. The two things that make old age beautiful are resignation and a just consideration for the rights of others.

In the play of Ivan the Terrible, the interest centers around one man, the Czar Ivan. If anybody but Richard Mansfield played the part, there would be nothing in it. We simply get a glimpse into the life of a tyrant who has run the full gamut of goosedom, grumpiness, selfishness and grouch. Incidentally this man had the power to put other men to death, and this he does and has done as his whim and temper might dictate. He has been vindictive, cruel, quarrelsome, tyrannical and terrible. Now that he feels the approach of death, he would make his peace with God. But he has delayed that matter too long. He didn’t realize in youth and middle life that he was then preparing for old age.

Man is the result of cause and effect, and the causes are to a degree in our hands. Life is a fluid, and well has it been called the stream of life we are going, flowing somewhere. Strip Ivan of his robes and crown, and he might be an old farmer and live in Ebenezer. Every town and village has its Ivan. To be an Ivan, just turn your temper loose and practise cruelty on any person or thing within your reach, and the result will be a sure preparation for a querulous, quarrelsome, pickety, snipity, fussy and foolish old age, accented with many outbursts of wrath that are terrible in their futility and ineffectiveness.

Babyhood has no monopoly on the tantrum. The characters of King Lear and Ivan the Terrible have much in common. One might almost believe that the writer of Ivan had felt the incompleteness of Lear, and had seen the absurdity of making a melodramatic bid for sympathy in behalf of this old man thrust out by his daughters.

Lear, the troublesome, Lear to whose limber tongue there was constantly leaping words unprintable and names of tar, deserves no soft pity at our hands. All his life he had been training his three daughters for exactly the treatment he was to receive. All his life Lear had been lubricating the chute that was to give him a quick ride out into that black midnight storm.

“Oh, how sharper than a serpent’s tooth it is to have a thankless child,” he cries.

There is something quite as bad as a thankless child, and that is a thankless parent an irate, irascible parent who possesses an underground vocabulary and a disposition to use it.

The false note in Lear lies in giving to him a daughter like Cordelia. Tolstoy and Mansfield ring true, and Ivan the Terrible is what he is without apology, excuse or explanation. Take it or leave it if you do not like plays of this kind, go to see Vaudeville.

Mansfield’s Ivan is terrible. The Czar is not old in years not over seventy but you can see that Death is sniffing close upon his track. Ivan has lost the power of repose. He cannot listen, weigh and decide he has no thought or consideration for any man or thing this is his habit of life. His bony hands are never still the fingers open and shut, and pick at things eternally. He fumbles the cross on his breast, adjusts his jewels, scratches his cosmos, plays the devil’s tattoo, gets up nervously and looks behind the throne, holds his breath to listen. When people address him, he damns them savagely if they kneel, and if they stand upright he accuses them of lack of respect. He asks that he be relieved from the cares of state, and then trembles for fear his people will take him at his word. When asked to remain ruler of Russia he proceeds to curse his councilors and accuses them of loading him with burdens that they themselves would not endeavor to bear.

He is a victim of amor senilis, and right here if Mansfield took one step more his realism would be appalling, but he stops in time and suggests what he dares not express. This tottering, doddering, slobbering, sniffling old man is in love he is about to wed a young, beautiful girl. He selects jewels for her he makes remarks about what would become her beauty, jeers and laughs in cracked falsetto. In the animality of youth there is something pleasing it is natural but the vices of an old man, when they have become only mental, are most revolting.

The people about Ivan are in mortal terror of him, for he is still the absolute monarch he has the power to promote or disgrace, to take their lives or let them go free. They laugh when he laughs, cry when he does, and watch his fleeting moods with thumping hearts.

He is intensely religious and affects the robe and cowl of a priest. Around his neck hangs the crucifix. His fear is that he will die with no opportunity of confession and absolution. He prays to High Heaven every moment, kisses the cross, and his toothless old mouth interjects prayers to God and curses on man in the same breath.

If any one is talking to him he looks the other way, slips down until his shoulders occupy the throne, scratches his leg, and keeps up a running comment of insult “Aye,” “Oh,” “Of course,” “Certainly,” “Ugh,” “Listen to him now!” There is a comedy side to all this which relieves the tragedy and keeps the play from becoming disgusting.

Glimpses of Ivan’s past are given in his jerky confessions he is the most miserable and unhappy of men, and you behold that he is reaping as he has sown.

All his life he has been preparing for this. Each day has been a preparation for the next. Ivan dies in a fit of wrath, hurling curses on his family and court dies in a fit of wrath into which he has been purposely taunted by a man who knows that the outburst is certain to kill the weakened monarch.

Where does Ivan the Terrible go when Death closes his eyes?

I know not. But this I believe: No confessional can absolve him no priest benefit him no God forgive him. He has damned himself, and he began the work in youth. He was getting ready all his life for this old age, and this old age was getting ready for the fifth act.

The playwright does not say so, Mansfield does not say so, but this is the lesson: Hate is a poison wrath is a toxin sensuality leads to death clutching selfishness is a lighting of the fires of hell. It is all a preparation cause and effect.

If you are ever absolved, you must absolve yourself, for no one else can. And the sooner you begin, the better.

We often hear of the beauties of old age, but the only old age that is beautiful is the one the man has long been preparing for by living a beautiful life. Every one of us are right now preparing for old age.

There may be a substitute somewhere in the world for Good Nature, but I do not know where it can be found.

The secret of salvation is this: Keep Sweet.

posted by Success on Sep 20

money Saving Tips For The Home

Many of us cringe when we see the arrival of our Gas/Electric bills. You
know the amount isn?t going to be pleasing and many feel there is nothing
that they can do. Contrary to popular belief, there is a fair bit that
families can do to save energy and cut their utility bills down. By
following the money saving tips in this article, you will save both
energy and money.

The first money saving tip you could try, is to compare prices of utility
companies. There may be cheaper options available to you. These companies
have to compete like any other which could result in substantial savings
for you.

If you live in an area with one utility company, or yours is the cheapest
option, then your next option is to try to use less energy. This may seem
impossible but it isn?t. Even by applying very simple energy saving
techniques, you can accumulate quite a large amount of savings. One
energy and money saving tip is to switch off all the lights in your home
except in the room you are using. people continually leave lights in
unoccupied rooms on either through forgetfulness or just plain neglect.
This will increase your electric bill quite substantially over time. By
switching off lights you could save several hundred dollars over the
course of a year.

If you live in an older home, you may want to consider insulation.
Insulation cuts down on the amount of heat that escapes your home. By
adding insulation savings of 20-30 percent are possible. If you have a
boiler in your home, you may want to insulate that as well. This helps
keep your water warmer, especially during the winter months. You save on
the amount of water used as well as the heat required for it to become
hot. Insulating your boiler also reduces the wear and tear helping it to
last longer.

Many people don?t bother trying to cut down on their energy costs because
the fear that there is little that they can do. However, by shopping
around and using less you may be amazed at how much of a difference there
is. By cutting down on energy, you are saving money as well as helping
the environment.

posted by Success on Sep 18

PHYSICAL TONE.

“In the healthy body every cell is polarized in subjection to the Central Will. Perfect health, therefore, is orderly obedience, government and harmony. Every cell is a living entity, whether of vegetable or animal potency, and wherever disease is, there are disunion, error, rebellion and insubordination; and the deeper the seat of the confusion, the more dangerous the malady and the harder to quell it.” J. C. Street.

The thought of the above quotation does not mean that the insubordination is necessarily conscious to the diseased individual, but that it surely obtains within the physical arena of his life. Because it is not the outcome of his deliberate choice, the case is not hopeless in the nature of things, but is open to better conditions. The deeper self which has intended no rebellion against the laws of bodily well-being may now distinctly intend harmony, and so lift the body to a higher plane.

And the last sentence in the quotation does not mean that you are to undertake a vast amount of hard work, assuming that you are not in perfect physical condition. You are, rather, just to begin and go on thinking yourself in a real way as in harmony with the Central Will, which is our White Life, and to hold steadfastly in the deeper self the ideas, Affirmation and Realization of Splendid Personal Tone.

Some of the meanings of these powerful words will be unfolded later, In the meantime, as all things are subject to law, let us observe a number of the general conditions to three-fold health, that of body, mind and the inner self, regarding their totality as the atmosphere, so to speak, in which courage most easily and perfectly thrives.

Fear in man is a result of repeated suggestion, to which low health-tone is a natural invitation. Health is the primary tonic against fear. Perfect physical health is mere strength. Perfect mental health is mere brain sanity. Perfect soul-health is the whole of the man at his best. When the body is buoyant, the mind clear and inspired, the soul harmonic with all existence rightly in the universe, then is the impulse of fear easily mastered and the habit of fear finds no encouragement. There are, indeed, courageous invalids who have not come into the secret of right thought so far as health is concerned, and fearing atheltes and scholars who have neglected the secret of courage, and timorous saints who have failed to possess themselves of the confidence of goodness. Nevertheless, the eternal law is evident that the one great enemy of fear is The White Life in Harmonic Mind in Buoyant Body.

A person who affirms and realizes these conditions must, in the nature of things, be possessed of perfect health. In the tone of such health courage is inevitable.

That you may come to this ideal, you are invited to observe the following instructions. Health is a trinity, and we may begin our studies with its natural basis:

The general tone op health.
—————————

The word “tone” means, “sound in relation to volume, quality, duration and pitch,” then, “peculiar characteristic sound as of a voice or instrument,” then, “characteristic style or tendency, predominating aim or character, tenor, strain, spirit.”

Hence, in the sense of health, tone signifies “the state of tension or firmness proper to the tissues of the body; the state in which all the parts and organs have due tension or are well strung; the strength and activity of the organs on which healthy functions depend; that state of the body in which all the normal functions are performed with healthy vigor”.

We thus see that health-tone involves the whole personality, physical, mental and moral.

But the truth of the matter hides in a deeper region than that of mere material flesh or organ. Matter is a form of the Universal Ether, so far as science seems to declare, or, at least, matter presupposes the ether in a state of vibration. Your body is a “field” in which etheric vibrations are constantly taking place. All its reality and all its activities involve such vibrations. The brain, regarded as the organ of conscious life, of thought and feeling, and the entire nervous system, involve such vibrations. And as your thought and feeling constitute the foundation of your moral character, the latter also becomes a matter of movements in the ether.

In the case of heat, light, electricity, etc., differing kinds of such vibrations determine the kinds of phenomena. We may say, then, that there is one general kind of ether-movement for matter, and another for thought and feeling, and another for the moral life. Each individual, however, presents variations of these general kinds of vibrations, a particular variation for his body, and for his mental person, and for his right or wrong self-spirit. We individualize the ether, Or, we are individualized as we use the ether.

The tone of a person’s health is determined by the state of the etheric movements characteristic to himself.

If the vibrations underlying the body life are full and harmonious according to their individual character for a person, his organs are all sound and active. He possesses physical tone. If there is a similar fullness and harmony within his mental life, he must exhibit health of mind. If a corresponding condition obtains in the moral personality, the highest health of the deeper self prevails.

posted by Success on Sep 15

money Saving Tips For Clothes Shopping

Shopping for clothes is one of life?s greatest pleasures. After a long,
hard day at work there is nothing better than a spot of retail therapy.
This is relaxing, fun and enjoyable but unfortunately can be expensive.
Shopping for new clothes does not have to set you back hundreds. In this
article we will look at some money saving tips designed to help slash
your clothes budget without compromising your taste.

When shopping for a new wardrobe or just a few accessories, the easiest
and best money saving tip is to hunt down those sales. Fashion always
runs 6 months ahead of the current season. It seems that as soon as
summer hits, stores are stocking for autumn and winter. This is the
perfect time to snap up some great bargains. Retail clothing stores need
to clear out their stock and the quickest way to do it is to slash the
prices. Check your local papers for end of season sales. It isn?t
uncommon to see prices slashed up to 80 percent. You can walk away with
great looking items at a fraction of the normal cost.

If you simply cannot wait for a sale, then the next money saving tip is
to find an outlet mall. Many of the major clothing chains have outlet
stores. The left over stock from some of the main stores gets sent to the
outlets at substantially reduced prices. You can find many great items
for a lot less money. The quality of the items is exactly the same so
don?t worry about purchasing something that is substandard.

Another great money saving tip is to shop in the down market retail
stores. Many of the top clothing retailers are actually affiliated with
other clothing stores that are slightly less up market. An example is the
Hudson?s clothing stores. They are owned by the Dayton Hudson Company
that owns Mervyn?s and Target. Many of the items in the upscale Hudson?s
get sent on to their affiliates that are less flashy. The same items end
up in these stores with a much cheaper price tag attached.

By applying these money saving tips and techniques, you can still enjoy
your retail therapy without putting a serious hole in your finances. By
scoping out those sales and shopping in outlet and down market chains,
you can look great without the huge price tag.

posted by Success on Sep 14

PERSONAL MAGNETISM.

Let us understand. You cannot reasonably hope to succeed by merely dreaming about success.

You surely cannot achieve success if you plunge blindly through your career.

You cannot really succeed without possessing some degree of personal magnetism.

When you began reading this article, you certainly possessed a measure of magnetic capacity, either physical or psychic. If you have energetically observed its directions, you have developed both varieties; but, above that, you have also combined them into one living whole, the magnetic personality.

This result has required at least a year of persistent effort. If you have arrived at this point in less time, you should go back and begin where haste first retarded your progress.

Magnetism is a natural growth.
——————————

No matter how great may be your ability to read and understand books, that growth, that law, require time as well as intelligent effort. No matter how poor may be your ability in such respect, that growth is absolutely certain if you put reasonable time and genuine effort into its acquisition.

The giant trees of California were once puny saplings. The slow lapse of time has drawn nature into their mighty hearts. Magnetism can no more be acquired by the mere reading an article, or by hurried practice of its directions, than can these giants of the West be produced in the hot-house culture of a northern summer.

Magnetic growth is naturally slow. Its principles, its methods, and the results of its study, have to be deeply sunk into and absorbed and assimilated by the subjective self before the reaction of magnetism in the objective life can obtain. If you have read these lines correctly, you have learned that magnetic growth cannot be hurried. These statements are placed here because, had they appeared at the beginning of our work, the outlook would have seemed, perhaps, discouraging, but more especially because they would not have been understood. You now understand them because you have toiled, and you can afford to smile at such possible discouragement. You have paid an easy price for magnetic power, for the gains discount the pains.

Magnetism and practical life.
—————————–

The faithful observance of these suggestions has developed many surprises during the time occupied. The growth of magnetism involves intense and continuous concentration of thought upon the psychic field, and it is very likely that you may find it necessary to guard against that danger. The method of so guarding is briefly indicated below.

The sole value of magnetism consists in its practical application to everyday affairs. success-Magnetism is not an accomplishment merely; it is a practical power. When rightly developed and used, it controls the subjective self in the concrete work of the objective. The definition of the goal you have been seeking now appears:

Success-magnetism is personal magnetism intelligently multiplied into actual life.

The first duty of man is practical sanity.

posted by Success on Sep 10

ONE-MAN POWER.

Every successful concern is the result of a One-Man Power. Cooperation, technically, is an iridescent dream things cooperate because the man makes them. He cements them by his will.

But find this Man, and get his confidence, and his weary eyes will look into yours and the cry of his heart shall echo in your ears. “O, for some one to help me bear this burden!”

Then he will tell you of his endless search for Ability, and of his continual disappointments and thwartings in trying to get some one to help himself by helping him.

Ability is the one crying need of the hour. The banks are bulging with money, and everywhere are men looking for work. The harvest is ripe. But the Ability to captain the unemployed and utilize the capital, is lacking sadly lacking. Your man of Ability has a place already. Yes, Ability is a rare article.

But there is something that is much scarcer, something finer far, something rarer than this quality of Ability.

It is the ability to recognize Ability.

The sternest comment that ever can be made against employers as a class, lies in the fact that men of Ability usually succeed in showing their worth in spite of their employer, and not with his assistance and encouragement.

If you know the lives of men of Ability, you know that they discovered their power, almost without exception, thru chance or accident. Had the accident not occurred that made the opportunity, the man would have remained unknown and practically lost to the world. The experience of Tom Potter, telegraph operator at an obscure little way station, is truth painted large. That fearful night, when most of the wires were down and a passenger train went through the bridge, gave Tom Potter the opportunity of discovering himself. He took charge of the dead, cared for the wounded, settled fifty claims drawing drafts on the company burned the last vestige of the wreck, sunk the waste iron in the river and repaired the bridge before the arrival of the Superintendent on the spot.

“Who gave you the authority to do all this?” demanded the Superintendent.

“Nobody,” replied Tom, “I assumed the authority.”

The next month Tom Potter’s salary was enhanced, and in three years he was making ten times this, simply because he could get other men to do things.

Why wait for an accident to discover Tom Potter? Let us set traps for Tom Potter, and lie in wait for him. Perhaps Tom Potter is just around the corner, across the street, in the next room, or at our elbow. Myriads of embryonic Tom Potters await discovery and development if we but look for them.

I know a man who roamed the woods and fields for thirty years and never found an Indian arrow. One day he began to think “arrow,” and stepping out of his doorway he picked one up. Since then he has collected a bushel of them.

Suppose we cease wailing about incompetence, sleepy indifference and slipshod “help” that watches the clock. These things exist let us dispose of the subject by admitting it, and then emphasize the fact that freckled farmer boys come out of the West and East and often go to the front and do things in a masterly way. There is one name that stands out in history like a beacon light after all these twenty-five hundred years have passed, just because the man had the sublime genius of discovering Ability. That man is Pericles. Pericles made Athens.

And today the very dust of the streets of Athens is being sifted and searched for relics and remnants of the things made by people who were captained by men of Ability who were discovered by Pericles.

There is very little competition in this line of discovering Ability. We sit down and wail because Ability does not come our way. Let us think “Ability,” and possibly we can jostle Pericles there on his pedestal, where he has stood for over a score of centuries the man with a supreme genius for recognizing Ability.

posted by Success on Sep 10

money Saving Tips: Credit Cards

In today?s world, nearly all of us have at least one credit card. The
Average family in America owes between 10-20 different lenders, nearly
half of this is to credit cards. Owning a credit card has become much
easier than in previous years. This has produced both good and bad
results. We can have what we want faster but we end up paying much more
for it in the long run. If cutting up your credit cards isn?t a practical
idea then give close attention to the money saving tips in this article.
With some careful planning you could see your monthly bills start to drop
at a much faster rate.

Credit card companies make their money by charging interest. Each month a
portion of your payment goes to clearing the balance and the rest goes to
interest. Some credit card companies have gotten greedy with the amount
of interest they charge. Company and store cards are generally the worst
sometimes charging between 30-40% interest. Those in this situation have
a few options. You should try applying for a major credit card such as
visa or master card. Their interest rates will vary depending on which
bank it is through. However, there rates are generally much lower that
those of store cards. Major credit cards generally allow for higher
limits. You could consolidate all of your High interest store cards onto
one major credit card and save money.

For those that already have major credit cards, there are several money
saving tips to help you keep more of your hard earned money. There are so
many credit card companies that they now have to compete for business.
This creates a few opportunities for customers. You should first phone
your credit card company and simply ask for a lower rate. If you have
been a good customer and continually pay your bill on time then they
should do it for you. If you are unsuccessful then you should shop
around. Apply for a card with a lower rate of interest and transfer the
balance over. Even a 2-3 percent difference in interest rate can add up
to substantial savings over time.

Credit Cards can be quite costly over a long period of time. However, by
following the money saving tips in this article, you can reduce your
payments significantly and keep more money for yourself.

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