Archive for the ‘Millionair’ Category

posted by Success on Oct 25

money Saving Tips: The Magic Of Vinegar

If you would like to cut down on your grocery budget and are a bit on the
creative side then you need to pay close attention to the information in
this article. In it we are going to show you how to save money on Hair
conditioner, skin care products, and cleaners buy using one of the most
well known foods in existence, Vinegar.
Vinegar can act as all of these items amounting to a huge amount of
savings in groceries.

If you use hair conditioner then this is a great money saving tip.
Instead of paying between 5-10 dollars for a bottle why not spend 1.50 on
a bottle of Vinegar. Vinegar is actually really good for your hair and
scalp. It has the ability to balance the ph level in your skin. It is
also very effective in removing and excess shampoo from your hair.
Vinegar will not dry your scalp or smell after use, it rinses cleanly and
leaves your hair soft and shiny. If you?re tired of paying salon prices
then use vinegar, it is effective and good for you.

Vinegar?s ability to balance the PH level in skin makes it the perfect
ointment for both dry and oily skin. Expensive creams and detergents
quite often make the problem worse. If you have oily skin, using harsh
cleaners deplete the oil supply, your glands then compensate by producing
more thus making your skin oilier than ever. They same holds true for dry
skin. By using creams, your glands then stop producing oil bringing the
opposite result. Vinegar balances the skin and is perfect for both skin
types. Many skin care products can cost between 10-20 dollars per
container. Vinegar can be purchased for less than 2.

If you enjoy a clean house, then a great money saving tip is to clean
with vinegar. By mixing ? cup of vinegar, two tablespoons of lemon juice
with about 10-16 oz. of water, you have the perfect cleaner for windows ,
kitchen and bathroom surfaces. These 2 substances combined cut through
grease and leave a pleasant smell. They also act as a mild disinfectant.
Breathing it in or ingesting it will not be harmful and it is good for
the environment. The most important point of course, for about 45 cents,
you can make a cleaner that works better than expensive store brands.

Vinegar has a multitude of great uses that are safe and money saving. If
you have some time and like to try new things, give vinegar a go. You?ll
save money and do it by using an environmentally safe product.

posted by Success on Oct 20

money Saving Tips: Shopping Trips

Today, we should all be making efforts to save more money. Having 2-3
months salary in the bank is always useful should your home need major
repair or you suddenly become unemployed. Many people want to save money
but have no idea how. In this article we will look at some tricks to help
you save money while you?re out shopping.

When you head out shopping, the first rule of thumb is to leave the
credit and debit cards at home. Debit cards are very convenient however;
we have gotten so dependent on them that spending large amounts of money
has become very easy. You need to take and only use cash. Spending
actually money sends a completely different message to your brain. You
actually conceptualize how much you are spending. With Credit and Debit
cards, this message is completely lost. Whether you spend 10 or 1000
dollars, the effect will feel the same.

When you go shopping, especially in a supermarket, a good money saving
tip is to be sure to compare prices. Many large supermarket chains sell
their own brands of items. Try to buy these over the name brands. The
quality is exactly the same and the savings can add up between 50-70 %.
You should look high and low on the shelves for bargains. The
supermarkets will put the most expensive items at eye level to entice you
into selecting them.

Another money saving tip is to do some of your grocery shopping later in
the evening. This is a great way to get reduced prices on perishable
items. Stores will start to mark down their items that are set to expire
that day. Again, this can add up to substantial savings. The quality of
the food is usually fine. Just keep it refrigerated and make sure it gets
used relatively fast.

Finally, when you go shopping at your supermarket, another simple money
saving tip is to check for any in store offers. Many times they are
located at the front of the store by the check out counters. Quite often
you will find coupons and two for the price of one offers.

The amount of money that you save from a single trip to the supermarket
may not seem like a substantial amount. However, if you manage to save 10
dollars on your average weekly shop, that amounts to 520 dollars over the
course of the year. By using cash and comparing prices you will quickly
see your grocery bills drop and more change in your pocket.

posted by Success on Oct 16

THE ENTRANCE INTO SOCIETY.

The desire of pleasing is, of course, the basis of social connexion. Persons who enter society with the intention of producing an effect, and of being distinguished, however clever they may be, are never agreeable. They are always tiresome, and often ridiculous. Persons, who enter life with such pretensions, have no opportunity for improving themselves and profiting by experience. They are not in a proper state to observe: indeed, they look only for the effect which they produce, and with that they are not often gratified. They thrust themselves into all conversations, indulge in continual anecdotes, which are varied only by dull disquisitions, listen to others with impatience and heedlessness, and are angry that they seem to be attending to themselves. Such men go through scenes of pleasure, enjoying nothing. They are equally disagreeable to themselves and others. Young men should, therefore, content themselves with being natural. Let them present themselves with a modest assurance: let them observe, hear, and examine, and before long they will rival their models.

The quality which a young man should most affect in intercourse with gentlemen, is a decent modesty: but he must avoid all bashfulness or timidity. His flights must not go too far; but, so far as they go, let them be marked by perfect assurance.

Among persons who are much your seniors behave with the utmost respectful deference. As they find themselves sliding out of importance they may be easily conciliated by a little respect.

By far the most important thing to be attended to, is ease of manner. Grace may be added afterwards, or be omitted altogether: it is of much less moment than is commonly believed. Perfect propriety and entire ease are sufficient qualifications for standing in society, and abundant prerequisites for distinction.

There is the most delicate shade of difference between civility and intrusiveness, familiarity and common-place, pleasantry and sharpness, the natural and the rude, gaiety and carelessness; hence the inconveniences of society, and the errors of its members. To define well in conduct these distinctions, is the great art of a man of the world. It is easy to know what to do; the difficulty is to know what to avoid.

Long usage a sort of moral magnetism, a tact acquired by frequent and long associating with others alone give those qualities which keep one always from error, and entitle him to the name of a thorough gentleman.

A young man upon first entering into society should select those persons who are most celebrated for the propriety and elegance of their manners. He should frequent their company and imitate their conduct. There is a disposition inherent, in all, which has been noticed by Horace and by Dr. Johnson, to imitate faults, because they are more readily observed and more easily followed. There are, also, many foibles of manner and many refinements of affectation, which sit agreeably upon one man, which if adopted by another would become unpleasant. There are even some excellences of deportment which would not suit another whose character is different. For successful imitation in anything, good sense is indispensable. It is requisite correctly to appreciate the natural differences between your model and yourself, and to introduce such modifications in the copy as may be consistent with it.

Let not any man imagine, that he shall easily acquire these qualities which will constitute him a gentleman. It is necessary not only to exert the highest degree of art, but to attain also that higher accomplishment of concealing art. The serene and elevated dignity which mark that character, are the result of untiring and arduous effort.

posted by Success on Oct 15

money Saving Tips: Saving Without Sacrificing Your Social Life

Today, we all want to have an active social life. Meeting up with friends
for dinner and drinks can be one of life?s greatest pleasures. The
downside is the costs involved. Dinners out and drinks at local bars can
quickly mount up to serious cash. You don?t have to eat at a five start
restaurant to suddenly find you?re out of pocket, over 100 dollars.
Unfortunately, with many young people, this habit tends to happen more
than once a week. It isn?t uncommon today for a young professional to
spend over 1000 dollars a month on dinners out and entertainment. This
can put a serious dent into ones budget and start to make life difficult
in the long run. In this article, we will look at some practical ways for
you to cut costs while still maintaining and active social life.

Young professionals today dine out on average 2-3 times per week. The
amounts to lots of money wasted on restaurant food and bar refreshments.
You may want to try having your friends over for dinner and drinks rather
than going out. Suggest your friends come over to your place for dinner
and drinks and offer to cook. You will be amazed how many will take you
up on the offer and, how the social atmosphere isn?t compromised at all
by being
At home. Chances are you will also find preparing a dinner party for
friends very rewarding and fulfilling.

One thing you will also find a shock is the money you will save. When you
compare the cost of eating out with that of eating at home the savings is
exponential. Take for example a small dinner in an Italian restaurant.
The average price for a main dish is about 12 dollars. Appetizers can
range anywhere from 4 to 10 dollars. Generally, a good Italian dinner is
accompanied by wine with Restaurants charging according to wine name and
quality. However for a bottle of wine, that serves between 3-4 glasses
you?re looking at 15-20 dollars. Quite easily you?re spending 42 dollars
on a relatively small dinner. This does not include desserts or tips.

For roughly half of this amount you could prepare a nice Italian meal for
4-6 people. When shopping for what you need be sure to compare prices.
Look up high and down low on the supermarket shelves for the cheaper
items. For the same 12 dollars you spent on one serving of Italian food,
you could easily purchase enough ingredients to feed your friends with
leftovers. The same bottle of wine that the restaurant charged you 20
dollars for can be bought at most grocery stores for about 7-8. An
appetizer of deep fried mushrooms, costing over 6 dollars in a
restaurant, can be prepared for less than half that amount and feed 4-6
people.

Next time your friends suggest a night out, suggest meeting at your
place. They will be amazed at your generosity and cooking skills.
Everyone will have a great time and you?ll have the satisfaction of
knowing you?re saving a fortune.

posted by Success on Oct 12

THE ART OF CONVERSATION.

The grand object for which a gentleman exists, is to excel in company. Conversation is the mean of his distinction, the drawing-room the scene of his glory.

In company, though none are “free,” yet all are “equal.” All therefore whom you meet, should be treated with equal respect, although interest may dictate toward each different degrees of attention. It is disrespectful to the inviter to shun any of her guests. Those whom she has honoured by asking to her house, you should sanction by admitting to your acquaintance.

If you meet any one whom you have never heard of before, you may converse with him with entire propriety. The form of “introduction” is nothing more than a statement by a mutual friend that two gentlemen are by rank and manners fit acquaintances for one another. All this may be presumed from the fact, that both meet at a respectable house. This is the theory of the matter. Custom, however, requires that you should take the earliest opportunity afterwards to be regularly presented to such an one.

The great business in company is conversation. It should be studied as art. Style in conversation is as important, and as capable of cultivation as style in writing. The manner of saying things is what gives them their value.

The most important requisite for succeeding here, is constant and unfaltering attention. That which Churchill has noted as the greatest virtue on the stage, is also the most necessary in company, to be “always attentive to the business of the scene.” Your understanding should, like your person, be armed at all points. Never go into society with your mind en deshabille. It is fatal to success to be all absent or distrait. The secret of conversation has been said to consist in building upon the remark of your companion. Men of the strongest minds, who have solitary habits and bookish dispositions, rarely excel in sprightly colloquy, because they seize upon the thing itself, the subject abstractly, instead of attending to the language of other speakers, and do not cultivate verbal pleasantries and refinements. He who does otherwise gains a reputation for quickness, and pleases by showing that he has regarded the observation of others.

It is an error to suppose that conversation consists in talking. A more important thing is to listen discreetly. Mirabeau said, that to succeed in the world, it is necessary to submit to be taught many things which you understand, by persons who know nothing about them. Flattery is the smoothest path to success; and the most refined and gratifying compliment you can pay, is to listen. “The wit of conversation consists more in finding it in others,” says La Bruy,re, “than in showing a great deal yourself: he who goes from your conversation pleased with himself and his own wit, is perfectly well pleased with you. Most men had rather please than admire you, and seek less to be instructed, nay, delighted, than to be approved and applauded. The most delicate pleasure is to please another.”

It is certainly proper enough to convince others of your merits. But the highest idea which you can give a man of your own penetration, is to be thoroughly impressed with his.

Patience is a social engine. To listen, to wait, and to he wearied are the certain elements of good fortune.

If there be any foreigner present at a dinner party, or small evening party, who does not understand the language which is spoken, good breeding requires that the conversation should be carried on entirely in his language. Even among your most intimate friends, never address any one in a language not understood by all the others. It is as bad as whispering.

Never speak to any one in company about a private affair which is not understood by others, as asking how that matter is coming on, &c. In so doing you indicate your opinion that the rest are de trop. If you wish to make any such inquiries, always explain to others the business about which you inquire, if the subject admit of it.

If upon the entrance of a visitor you continue a conversation begun before, you should always explain the subject to the new-comer.

If there is any one in the company whom you do not know, be careful how you let off any epigrams or pleasant little sarcasms. You might be very witty upon halters to a man whose father had been hanged. The first requisite for successful conversation is to know your company well.

There is another precept of a kindred nature to be observed, namely, not to talk too well when you do talk. You do not raise yourself much in the opinion of another, if at the same time that you amuse him, you wound him in the nicest point, his self-love. Besides irritating vanity, a constant flow of wit is excessively fatiguing to the listeners. A witty man is an agreeable acquaintance, but a tiresome friend. “The wit of the company, next to the butt of the company,” says Mrs. Montagu, “is the meanest person in it. The great duty of conversation is to follow suit, as you do at whist: if the eldest hand plays the deuce of diamonds, let not his next neighbour dash down the king of hearts, because his hand is full of honours. I do not love to see a man of wit win all the tricks in conversation.”

In addressing any one, always look at him; and if there are several present, you will please more by directing some portion of your conversation, as an anecdote or statement, to each one individually in turn. This was the great secret of Sheridan’s charming manner. His bon-mots were not numerous.

It is indispensable for conversation to be well acquainted with the current news and the historical events of the last few years. It is not convenient to be quite so far behind the rest of the world in such matters.

posted by Success on Oct 10

money Saving Tips: Knowing Where To Begin

Today, with the country continually mounting up large amounts of debt. We
are encouraged more and more to start putting money aside. Despite the
economic prosperity of the recent decades, there could still come a time
when you and your partner could find yourself out of work. To help offset
this situation one should try to have 2-3 months reserve salary saved
should this unfortunate event occur. However, do you ever wonder why,
even though you and your partner seem to make good salaries, it is
impossible to save any money? It seems to leave your account as quickly
as it arrived. You want desperately to save money but you are finding it
impossible.

Saving money isn?t as impossible as you might think. The first major
hurdle that people face when trying to save money is to organize their
finances. Chances are, your spending much more money than your realize
and chances are you are completely oblivious to it.

One excellent money saving tip is to start tracking all of your spending.
You will need a small notebook and something to write with. This must
accompany you everywhere and everything that you by must be recorded down
to the last penny. It doesn?t matter how small of a purchase it is, it
must be listed.

You should aim to do this exercise for at least a 2 week period. This
task can be quite painstaking but it is one of the most useful tools to
help those wanting to break bad spending habits. Once your 2 week period
has ended, you need to review all of your expenditures. You will quickly
start to see where all of your money is going.

Many who complete this task are shocked to see how much money is spent on
small items. 1 dollar on a newspaper, for example may seem quite
insignificant but over the course of a year amounts to 365 dollars.

Once you see how much money is wasted on insignificant items such as
these two things will likely happen. The first being, you?ll be quite
angry at yourself. It isn?t uncommon for people to spend thousands of
dollars in a year on objects such as newspapers, coffees and small
treats. When confronted with this they tend to feel quite angry for
allowing this to happen. The second being, you will implement a plan for
change. You will quickly start to prioritize your spending and cut out
many of those expenditures that you don?t really need.

If you want to start putting money aside, a great money saving tip is to
first start tracking your finances. This will show you where your money
is going and help you implement a plan for change.

posted by Success on Oct 8

SYMPATHY, KNOWLEDGE AND POISE.

Sympathy, Knowledge and Poise seem to be the three ingredients that are most needed in forming the Gentle Man. I place these elements according to their value. No man is great who does not have Sympathy plus, and the greatness of men can be safely gauged by their sympathies. Sympathy and imagination are twin sisters. Your heart must go out to all men, the high, the low, the rich, the poor, the learned, the unlearned, the good, the bad, the wise and the foolish it is necessary to be one with them all, else you can never comprehend them. Sympathy! it is the touchstone to every secret, the key to all knowledge, the open sesame of all hearts. Put yourself in the other man’s place and then you will know why he thinks certain things and does certain deeds. Put yourself in his place and your blame will dissolve itself into pity, and your tears will wipe out the record of his misdeeds. The saviors of the world have simply been men with wondrous sympathy.

But Knowledge must go with Sympathy, else the emotions will become maudlin and pity may be wasted on a poodle instead of a child; on a field-mouse instead of a human soul. Knowledge in use is wisdom, and wisdom implies a sense of values you know a big thing from a little one, a valuable fact from a trivial one. Tragedy and comedy are simply questions of value: a little misfit in life makes us laugh, a great one is tragedy and cause for expression of grief.

Poise is the strength of body and strength of mind to control your Sympathy and your Knowledge. Unless you control your emotions they run over and you stand in the mire. Sympathy must not run riot, or it is valueless and tokens weakness instead of strength. In every hospital for nervous disorders are to be found many instances of this loss of control. The individual has Sympathy but not Poise, and therefore his life is worthless to himself and to the world.

He symbols inefficiency and not helpfulness. Poise reveals itself more in voice than it does in words; more in thought than in action; more in atmosphere than in conscious life. It is a spiritual quality, and is felt more than it is seen. It is not a matter of bodily size, nor of bodily attitude, nor attire, nor of personal comeliness: it is a state of inward being, and of knowing your cause is just. And so you see it is a great and profound subject after all, great in its ramifications, limitless in extent, implying the entire science of right living. I once met a man who was deformed in body and little more than a dwarf, but who had such Spiritual Gravity such Poise that to enter a room where he was, was to feel his presence and acknowledge his superiority. To allow Sympathy to waste itself on unworthy objects is to deplete one’s life forces. To conserve is the part of wisdom, and reserve is a necessary element in all good literature, as well as in everything else.

Poise being the control of our Sympathy and Knowledge, it implies a possession of these attributes, for without having Sympathy and Knowledge you have nothing to control but your physical body. To practise Poise as a mere gymnastic exercise, or study in etiquette, is to be self-conscious, stiff, preposterous and ridiculous. Those who cut such fantastic tricks before high heaven as make angels weep, are men void of Sympathy and Knowledge trying to cultivate Poise. Their science is a mere matter of what to do with arms and legs. Poise is a question of spirit controlling flesh, heart controlling attitude.

Get Knowledge by coming close to Nature. That man is the greatest who best serves his kind. Sympathy and Knowledge are for use you acquire that you may give out; you accumulate that you may bestow. And as God has given unto you the sublime blessings of Sympathy and Knowledge, there will come to you the wish to reveal your gratitude by giving them out again; for the wise man is aware that we retain spiritual qualities only as we give them away. Let your light shine. To him that hath shall be given. The exercise of wisdom brings wisdom; and at the last the infinitesimal quantity of man’s knowledge, compared with the Infinite, and the smallness of man’s Sympathy when compared with the source from which ours is absorbed, will evolve an abnegation and a humility that will lend a perfect Poise. The Gentleman is a man with perfect Sympathy, Knowledge, and Poise.

posted by Success on Oct 5

money Saving Tips: How To Use Leftover Shampoo

Many of us likely have a stock pile of old shampoos and conditioners
lurking in the corner of our bathtub that we will likely never use. Many
times the brand you buy doesn?t quite do what you like. In this article
we will show you how to turn those old shampoos into practical uses
around the home. This not only results in zero waste it can actually turn
out to be a great money saving tip.

Many times shampoos come with conditioner already in them. This
combination makes ideal hand soap. The scent of the shampoo leaves your
skin smelling great and the conditioner will protect your hands from
drying and chapping.

Shampoos make great cleaners for carpets. It is best used on wool rugs,
being that it is a hair product. However, it will work quite well on
other carpet fibers. This can result in quite a substantial savings in
that hair shampoos are much less expensive than specialized carpet
shampoos.

Shampoo is actually much stronger than we realize. If you ever get grease
stains in your clothing, shampoo makes a great spot cleaner. This is a
great money saving tip for 2 reasons. 1, Hair shampoo is less expensive
than degreasers and 2, you won?t have to replace the stained item of
clothing.

Shampoo has been known to break down enzymes. This makes is a great
cleaner for removing blood. Blood can stain badly ruining clothes and
furniture. Shampoo can completely remove blood stains saving articles of
clothing and other cloth items.

Shampoo is perfect for cleaning nearly any hard surface. It is perfect
for floors, counter tops and does an especially good job on wood. Shampoo
is also able to clean your bathtub until it shines.

Finally, by taking shampoo and mixing it with baking soda, you have the
perfect chrome cleaner. It is perfect for taking away watermarks and
other types of stains. This mixture also removes soap scum and is a great
tile cleaner.

Old shampoos should not be thrown away. By mixing old shampoos and
conditioners, you have the perfect cleaner for nearly every room in your
house. Using old shampoos not only cuts down on waste but is great money
saving tip.

posted by Success on Oct 4

SALUTATIONS-WHY IMPORTANT.

The salutation, says a French writer, is the touchstone of good breeding. According to circumstances, it should be respectful, cordial, civil, affectionate or familiar: an inclination of the head, a gesture with the hand, the touching or doffing of the hat.

If you remove your hat you need not at the same time bend the dorsal vertebr’ of your body, unless you wish to be very reverential, as in saluting a bishop.

If an individual of the lowest rank, or without any rank at all, takes off his hat to you, you should do the same in return. A bow, says La Fontaine, is a note drawn at sight. If you acknowledge it, you must pay the full amount. The two best-bred men in England, Charles the Second and George the Fourth, never failed to take off their hats to the meanest of their subjects.

If you have anything to say to any one in the street however intimate you may be, do not stop the person, but turn round and walk in company; you can take leave at the end of the street.

If there is any one of your acquaintance, with whom you have a difference, do not avoid looking at him, unless from the nature of things the quarrel is necessarily for life. It is almost always better to bow with cold civility, though without speaking.

Good sense and convenience are the foundations of good breeding; and it is assuredly vastly more reasonable and more agreeable to enjoy a passing gratification, when no sequent evil is to be apprehended, than to be rendered uncomfortable by an ill-founded pride. It is therefore better to carry on an easy and civil conversation. A snuff-box, or some polite accommodation rendered, may serve for an opening. Talk only about generalities, the play, the roads, the weather. Avoid speaking of persons or politics, for, if the individual is of the opposite party to yourself, you will be engaged in a controversy: if he holds the same opinions, you will be overwhelmed with a flood of vulgar intelligence, which may soil your mind. Be reservedly civil while the colloquy lasts, and let the acquaintance cease with the occasion.

posted by Success on Sep 30

REST AND SLEEP.

All the parts of the human body work together, although each one has its especial part to do. The stomach must have a time to rest between meals. The other parts of the body require rest, too. This they usually get while we are asleep. We must not be neglectful and fail to give them enough rest, or they will soon get worn out and give us trouble.

Sometimes, when people are not well or are all tired out, they find they cannot sleep well at night. There are a number of little things that can be done to induce sleep. A warm bath before retiring, followed by a gentle massage, especially along the spine, often will, by relaxing the nerves and muscles, produce very good results. A hot foot bath, which draws the blood away from the brain, frequently will be found beneficial. A glass of hot milk or cocoa, taken just before retiring, often will have the same effect. If the sleeplessness is a result of indigestion, a plain diet will relieve. Sleeping upon a hard bed without any pillow sometimes produces the desired effect. Always have plenty of fresh air in the room. Keep the mind free from the cares of the day. If they will intrude, crowd them out by repeating something else some soothing sentence or bit of poetry. One good plan is to close the left nostril by pressing on it with the finger, then take four deep breaths through the right nostril. Then close the right nostril and take four deep breaths through the left one. Repeat this about four times. Then breathe slowly through both nostrils, but count your breaths. You seldom will count very many. Never take any sleeping powders or tablets except upon the advice of a physician, for they usually contain drugs that will injure the heart.

You will find that you will meet a number of men who are nervous, which means they have not control of their nerves, but let them run away with them. Sometimes this is shown in palpitation of the heart, headache, backache, and many other disorders. There may be a tendency to cry at trivial things, or a feeling of having “the blues.” The cause usually can be found in uncongenial surroundings or occupation, loss of friends, or real or fancied troubles. Whatever the cause, it should be removed, if possible, and measures taken to restore the worn out nerves that are crying for rest or food. Tonics help, so does nourishing food, such as eggs and milk; also a change of scene and occupation, if possible. A man who is nervous frequently does not realize what is the cause of his condition, and considers only the symptoms. So when he has a headache, resorts to medicine. In taking these she only is deadening the pain and not removing the cause, so the pain is liable to return.

posted by Success on Sep 30

money Saving Tips: Getting Through The Day

Today, the majority of us spend much more than we need to on essentially
useless items. Items that seen inexpensive and insignificant at the time
can quite quickly add up to large sums of money when placed over the long
term. In this article, we will look at ways to cut costs without having
to deny yourself completely of those small treats you allow yourself
throughout the day.

Most of us likely start our day off with coffee. When consumed at home
this isn?t a problem however, the majority of us will stop off at a local
coffee shop on our way to work. For many professionals this is a ritual
for starting and getting through the day.

Although delicious, specialty coffees bought from the large chains can
cost anywhere from 3-5 dollars per day. When multiplied over the space of
a year, this can result in expenditure anywhere between 1000-1600
dollars. This money could be put too much better use. If there is no way
on earth you can fathom the idea of going without your morning coffee
then the good news is, you don?t have to. Make time for yourself in the
morning to brew your own coffee. You might even save a large cup or two
from one of the coffee retailers. Place your home brewed coffee in this
and you will hardly notice the difference. Brewing your own coffee will
cost you a fraction over the year than purchasing specialty drinks from
retailers.

Chances are your place of work has a cafeteria for you to eat in.
Although this food is much more economical that eating out for lunch,
choosing to dine in them everyday can soon add up to serious money spent.
The average cafeteria lunch costs about 5 dollars per day. If you
consider 250 workdays exist in a calendar year, your are looking at an
expenditure of 1250 dollars. Again, this money could be put too much
better use.

While it is true that a good lunch is needed, you can save a substantial
amount of money by taking your own lunch in. for approximately one tenth
the cost of your cafeteria food, you could prepare a good lunch for
yourself. It takes only minutes to prepare and will likely be a much
healthier option as well.

Of course, we all are entitled to treat ourselves every now and again. It
is when the treats are purchased on a daily basis that they start to
become costly. By eliminating some of these expenditures and preparing
items yourself, you could realize substantial savings at the end of the
year.

posted by Success on Sep 26

61 STEPS TO REDUCE TENSION

1, Identify the real cause of stress.

2, Events causing stress should be noted down and analyse it once in a month.

3, Your reactions to each stressful events should be recollected and compared with one another.

4, Should not give immediate responce to stressful event ,always take little time to think.

5, If any tension comes ask your inner man(Mind)for a solution,he is more intelligent than you.

6, Past is past always concentrate on future events and gather courage and willpower.

7, Neednot bother about your loss,but findout the reason for it and try to solve it.

8, Face all situations with confidence.

9, Keep faith in god and worship him.

10,Always hope for the best.

11,Always keep a positive approach.

12,Before doing any thing plan a solution to face a negative situation.

13,Should not live only for money.

14,Help the poor people .

15,Visit the sick people and give them moral support.

16,Whenever you are tensed take a deep breath and relax.

17,If you are tensed countdown from 100 to 1.

18,If any stress comes look at the beautiful picture kept on the wall.

19,Keep some flowers in the room and have a look.

20,Practise breathing exercises regularly.

21,Keep little time for yoga and meditation.

22,Aromatherapy is good to relax the mind.

23,If you are tensed make a surprise call to your old friend.

24,When you are tensed think about others who suffer from more serious problems.

25,Keep close contact with your family and share the problems with them.

26,Go for pleasure trips with the family members.

27,Avoid sedentary life,always mingle with others.

28Always approach others with a smile.

29,Laughing and sharing jokes with others will make you relaxed.

30,When you are tensed visit your close friend or relative.

31,If any stressful event comes discuss it with your intimate friend.

32,Spend little time with your kids and join their plays.

33,If you get time go for a healthy discussion on any interesting topic.

34,Always approach the people in a polite manner.

35,Maximun attempt should be made to reduce enemies.

36,Keep a regular routine for your activities.

37,Never postpone the works.

38,Sound sleep is very essential to relax your mind and body.

39,Always prefer room with fresh air.

40,Getup early in the morning.

41,After waking have a nice bath with your favourite shampoo.

42,Use some perfumes and room freshners you like.

43,Have a relaxing body massage.

44,Personal hygiene should be maintained.

45,Your health problems should be discussed with the doctor and follow his instructions.

46,Make a habit of cleaning the home and surroundings.

47,Keep sexual relations with only one partner.

48,Morning and evening walk is good to relax.

49Afternoon sleep is good but should not be a deep sleep with snoring.

50,Listen good music and go for a movie with your intimate friend.

51,Reading interesting books can reduce tension.

52,Gardening is a useful method to relax.

53,Spend little time with pet animals.

54,Engage in some games.

55,Keep some time to engage in your hobbies.

56,When you get time write some literal things like articles,poems and stories.

57,Keep a regular timing for food.

58,Take plenty of fruits and vegetables.

59,Prepare your favourite meal and have it with your family.

60,Having food from restaurants may give you a good mood.

61,Excess of drinking and smoking should be avoided.

posted by Success on Sep 25

money Saving Tips: Get It In The Bank

It is true, that by changing habits and being frugal, one can reduce
their costs by quite a wide margin. However, it is also important to see
the bank balance start to grow. Saving money seems to be very difficult
for many people. They either lack the discipline or simply don?t realize
where there money is going. In this article, we will discuss some money
saving tips to help you get your bank balance up giving you some security
for a rainy day.

Many of us, when we get paid have our salaries already spent. We either
overspent the week before or we have seen something we just have to have.
A great money saving tip is to take a small, comfortable amount of money
out of your account and set it aside somewhere out of site. You should
definitely know where to find it should it be needed but by placing it
out of site, it will be out of mind. For this money saving tip to work
you should only take small amounts. There isn?t any point to taking more
than you should to only have to spend it later. Remember, even a 10
dollar a week savings adds up to 520 over the course of a year.

Another money saving tip is to check into high interest savings accounts.
Many banks have these and pay up to 12% interest. In order for this money
saving tip to work you need to be aware of the account terms and
conditions. To get the high interest, you usually have to leave the money
in the account for a minimum period of time, sometimes 1-2 years. It is
essential that you use money that you know you can afford to part with
for this duration. You may also have to make minimum monthly deposits to
receive the high interest. Make sure you are aware of all terms and
conditions or this money saving tip can quickly become a false economy.

It may not seem worth it to save tiny amounts here and there. Remember,
even tiny amounts will start to add up. After a significant length of
time you could find that these money saving tips have paid off and you
have a fairly large amount of money to your name.

posted by Success on Sep 22

PREPARING FOR OLD AGE.

Socrates was once asked by a pupil, this question: “What kind of people shall we be when we reach Elysium?”

And the answer was this: “We shall be the same kind of people that we were here.”

If there is a life after this, we are preparing for it now, just as I am today preparing for my life tomorrow.

What kind of a man shall I be tomorrow? Oh, about the same kind of a man that I am now. The kind of a man that I shall be next month depends upon the kind of a man that I have been this month.

If I am miserable today, it is not within the round of probabilities that I shall be supremely happy tomorrow. Heaven is a habit. And if we are going to Heaven we would better be getting used to it.

Life is a preparation for the future; and the best preparation for the future is to live as if there were none.

We are preparing all the time for old age. The two things that make old age beautiful are resignation and a just consideration for the rights of others.

In the play of Ivan the Terrible, the interest centers around one man, the Czar Ivan. If anybody but Richard Mansfield played the part, there would be nothing in it. We simply get a glimpse into the life of a tyrant who has run the full gamut of goosedom, grumpiness, selfishness and grouch. Incidentally this man had the power to put other men to death, and this he does and has done as his whim and temper might dictate. He has been vindictive, cruel, quarrelsome, tyrannical and terrible. Now that he feels the approach of death, he would make his peace with God. But he has delayed that matter too long. He didn’t realize in youth and middle life that he was then preparing for old age.

Man is the result of cause and effect, and the causes are to a degree in our hands. Life is a fluid, and well has it been called the stream of life we are going, flowing somewhere. Strip Ivan of his robes and crown, and he might be an old farmer and live in Ebenezer. Every town and village has its Ivan. To be an Ivan, just turn your temper loose and practise cruelty on any person or thing within your reach, and the result will be a sure preparation for a querulous, quarrelsome, pickety, snipity, fussy and foolish old age, accented with many outbursts of wrath that are terrible in their futility and ineffectiveness.

Babyhood has no monopoly on the tantrum. The characters of King Lear and Ivan the Terrible have much in common. One might almost believe that the writer of Ivan had felt the incompleteness of Lear, and had seen the absurdity of making a melodramatic bid for sympathy in behalf of this old man thrust out by his daughters.

Lear, the troublesome, Lear to whose limber tongue there was constantly leaping words unprintable and names of tar, deserves no soft pity at our hands. All his life he had been training his three daughters for exactly the treatment he was to receive. All his life Lear had been lubricating the chute that was to give him a quick ride out into that black midnight storm.

“Oh, how sharper than a serpent’s tooth it is to have a thankless child,” he cries.

There is something quite as bad as a thankless child, and that is a thankless parent an irate, irascible parent who possesses an underground vocabulary and a disposition to use it.

The false note in Lear lies in giving to him a daughter like Cordelia. Tolstoy and Mansfield ring true, and Ivan the Terrible is what he is without apology, excuse or explanation. Take it or leave it if you do not like plays of this kind, go to see Vaudeville.

Mansfield’s Ivan is terrible. The Czar is not old in years not over seventy but you can see that Death is sniffing close upon his track. Ivan has lost the power of repose. He cannot listen, weigh and decide he has no thought or consideration for any man or thing this is his habit of life. His bony hands are never still the fingers open and shut, and pick at things eternally. He fumbles the cross on his breast, adjusts his jewels, scratches his cosmos, plays the devil’s tattoo, gets up nervously and looks behind the throne, holds his breath to listen. When people address him, he damns them savagely if they kneel, and if they stand upright he accuses them of lack of respect. He asks that he be relieved from the cares of state, and then trembles for fear his people will take him at his word. When asked to remain ruler of Russia he proceeds to curse his councilors and accuses them of loading him with burdens that they themselves would not endeavor to bear.

He is a victim of amor senilis, and right here if Mansfield took one step more his realism would be appalling, but he stops in time and suggests what he dares not express. This tottering, doddering, slobbering, sniffling old man is in love he is about to wed a young, beautiful girl. He selects jewels for her he makes remarks about what would become her beauty, jeers and laughs in cracked falsetto. In the animality of youth there is something pleasing it is natural but the vices of an old man, when they have become only mental, are most revolting.

The people about Ivan are in mortal terror of him, for he is still the absolute monarch he has the power to promote or disgrace, to take their lives or let them go free. They laugh when he laughs, cry when he does, and watch his fleeting moods with thumping hearts.

He is intensely religious and affects the robe and cowl of a priest. Around his neck hangs the crucifix. His fear is that he will die with no opportunity of confession and absolution. He prays to High Heaven every moment, kisses the cross, and his toothless old mouth interjects prayers to God and curses on man in the same breath.

If any one is talking to him he looks the other way, slips down until his shoulders occupy the throne, scratches his leg, and keeps up a running comment of insult “Aye,” “Oh,” “Of course,” “Certainly,” “Ugh,” “Listen to him now!” There is a comedy side to all this which relieves the tragedy and keeps the play from becoming disgusting.

Glimpses of Ivan’s past are given in his jerky confessions he is the most miserable and unhappy of men, and you behold that he is reaping as he has sown.

All his life he has been preparing for this. Each day has been a preparation for the next. Ivan dies in a fit of wrath, hurling curses on his family and court dies in a fit of wrath into which he has been purposely taunted by a man who knows that the outburst is certain to kill the weakened monarch.

Where does Ivan the Terrible go when Death closes his eyes?

I know not. But this I believe: No confessional can absolve him no priest benefit him no God forgive him. He has damned himself, and he began the work in youth. He was getting ready all his life for this old age, and this old age was getting ready for the fifth act.

The playwright does not say so, Mansfield does not say so, but this is the lesson: Hate is a poison wrath is a toxin sensuality leads to death clutching selfishness is a lighting of the fires of hell. It is all a preparation cause and effect.

If you are ever absolved, you must absolve yourself, for no one else can. And the sooner you begin, the better.

We often hear of the beauties of old age, but the only old age that is beautiful is the one the man has long been preparing for by living a beautiful life. Every one of us are right now preparing for old age.

There may be a substitute somewhere in the world for Good Nature, but I do not know where it can be found.

The secret of salvation is this: Keep Sweet.

posted by Success on Sep 20

money Saving Tips For The Home

Many of us cringe when we see the arrival of our Gas/Electric bills. You
know the amount isn?t going to be pleasing and many feel there is nothing
that they can do. Contrary to popular belief, there is a fair bit that
families can do to save energy and cut their utility bills down. By
following the money saving tips in this article, you will save both
energy and money.

The first money saving tip you could try, is to compare prices of utility
companies. There may be cheaper options available to you. These companies
have to compete like any other which could result in substantial savings
for you.

If you live in an area with one utility company, or yours is the cheapest
option, then your next option is to try to use less energy. This may seem
impossible but it isn?t. Even by applying very simple energy saving
techniques, you can accumulate quite a large amount of savings. One
energy and money saving tip is to switch off all the lights in your home
except in the room you are using. people continually leave lights in
unoccupied rooms on either through forgetfulness or just plain neglect.
This will increase your electric bill quite substantially over time. By
switching off lights you could save several hundred dollars over the
course of a year.

If you live in an older home, you may want to consider insulation.
Insulation cuts down on the amount of heat that escapes your home. By
adding insulation savings of 20-30 percent are possible. If you have a
boiler in your home, you may want to insulate that as well. This helps
keep your water warmer, especially during the winter months. You save on
the amount of water used as well as the heat required for it to become
hot. Insulating your boiler also reduces the wear and tear helping it to
last longer.

Many people don?t bother trying to cut down on their energy costs because
the fear that there is little that they can do. However, by shopping
around and using less you may be amazed at how much of a difference there
is. By cutting down on energy, you are saving money as well as helping
the environment.

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